Understanding equity

Equity in plain Kenyan language — what it means to give away a share, and how to think about it fairly.

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Both7 min read

Equity is a promise: 'if this business is worth something one day, this share belongs to you.' That's it. This guide takes the mystery out.

What equity actually is

If you own 100% of a shop and give an investor 10%, they own 10 out of every 100 shillings of profit and 10% of the shop if it's ever sold.

Owning equity is not the same as being paid a salary. It's a share of the future, not the daily till.

How to think about how much to offer

Consider three things: how much money you need, how much of a lifeline it is, and how quickly you expect to grow.

A common range for early-stage Kenyan businesses on Build Kenya is 8–20%. Anything above 25% deserves a longer conversation with a lawyer.

Protect both sides

Always put equity in writing, signed by both parties, ideally reviewed by a legal partner from our directory.

Include what happens if the business is sold, if you take on another investor, or if either side wants to exit.

Key ideas

  • Equity is a share of the future, not a salary
  • 8–20% is a common early-stage range
  • Put it in writing, reviewed by a lawyer

A gentle next step

Read Shareholder Agreements with a legal partner from our directory.

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